When real estate loans become distressed, navigating the complexities of loan workouts requires experienced legal counsel. Kurzman Eisenberg’s Real Estate Practice Group has extensive experience representing lenders, borrowers, and investors in loan restructuring, workouts, and foreclosure alternatives.
Our attorneys develop creative, strategic solutions to help clients preserve assets, mitigate losses, and achieve favorable resolutions while maintaining compliance with regulatory requirements.
We assist clients in restructuring loans to help borrowers regain financial stability while ensuring lenders recover as much value as possible.
Our attorneys negotiate loan modifications, including interest rate adjustments, extended maturity dates, revised amortization schedules, and changes to collateral or guaranty structures.
Forbearance agreements provide temporary relief to borrowers facing financial challenges, allowing them time to cure defaults or restructure their obligations.
We craft and negotiate these agreements to balance the needs of both borrowers and lenders, ensuring clear terms that minimize risks while maximizing recovery opportunities.
When restructuring existing debt is not enough, refinancing or recapitalization may offer a viable path forward.
We work with lenders and borrowers to evaluate available refinancing options, negotiate new loan terms, and coordinate with equity partners to secure necessary funding for continued operations.
When a borrower cannot sustain a property’s financial obligations, alternative solutions such as deed-in-lieu of foreclosure agreements or distressed asset sales may provide an efficient resolution.
We guide clients through these transactions, ensuring that all legal and financial considerations are properly addressed to protect their interests.
Many distressed real estate assets involve multiple layers of debt. Our team negotiates intercreditor and subordination agreements to clarify the rights and priorities of different lenders, helping to streamline workout negotiations and avoid conflicts.
While workouts are intended to prevent foreclosure, disputes may arise between lenders, borrowers, and investors.
Working alongside Kurzman Eisenberg’s Litigation Practice Group, we develop litigation strategies when necessary, advocating for our clients in disputes over loan defaults, lender liability claims, and enforcement of guarantees.
Kurzman Eisenberg has a proven track record of successfully navigating complex real estate loan workouts in New York. Our multidisciplinary approach—combining real estate, finance, corporate, and litigation expertise—allows us to provide comprehensive legal solutions that protect our clients’ financial interests.
Whether renegotiating loan terms, structuring debt workouts, or resolving disputes, we provide tailored strategies that align with our clients’ long-term objectives.
